Car dealers say sky-high insurance rates are hurting new car sales, yet the insurance industry insists rates have come down. Who's right?

You have 1.3 seconds to avoid a crash. Will you be ready? Here are some valuable tips to avoid split-second driving emergencies:

Driver's training is good for you and your pocket book too.

Car insurance is a lot of money for something you may never end up needing. Every single car owner needs insurance, but not every owner can afford expensive insurance rates. After reading this article, you will no longer feel "helpless" when it comes to controlling your hard earned money. There is a good chance you could immediately save hundreds, even thousands of dollars on your car insurance.

If you are charged with a traffic violation or have been involved in an accident, these are serious issues that can affect your licence and insurance rate.

InsuranceHotline.com updates 30 of the top Canadian insurance company rates every week. And car insurance rates are dropping, especially the rates for ‘good' drivers.

Distracted Driving, including the use of cell phones, is a major contributor to automobile crashes.

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Car insurance rates go through the roof when consumers are involved in one accident or more. Nobody wants to be in an accident, but some are unavoidable and sometimes beyond the control of the driver.

If you drive a car, then it's inevitable: you probably have a couple of bad habits. Nobody's perfect and while it's tempting to start multitasking, speed or even try to finish getting ready for work in the car, know that you could be setting yourself up for trouble.