Cheap Hyundai car insurance quotes
Find your cheapest Hyundai car insurance quote by comparing quotes from 50+ providers in a single search!
| Cheapest Rate | $2,163 |
| Average Rate | $4,766 |
| Savings: $2,603 (55%) | |
| Cheapest Rate | $1,363 |
| Average Rate | $1,876 |
| Savings: $513 (27%) | |
| Cheapest Rate | $2,217 |
| Average Rate | $2,745 |
| Savings: $528 (19%) | |
Hyundai car insurance
Hyundai is a known brand and car entity that is both reliable and safe for consumers who shell out the money to purchase one. Consumer’s Report says that Hyundai's vehicles are good all-around performers, with simple controls, impressive fit and finish, and helpful features.
In terms of safety features, Hyundai offers a range of advanced technologies across its vehicle lineup. These may include advanced driver assistance systems (ADAS) such as forward collision warning, automatic emergency braking, lane-keeping assist, blind-spot monitoring, and rearview cameras. These features aim to enhance driver and passenger safety by mitigating the risk of accidents and minimizing the severity of potential collisions.
Insurance companies will consider all of these factors when determining rates. They will look at the so-called “moral risk,” or risk that an individual brings, and the “physical risk,” which is based on the degree of damage sustained by a car and its repair costs.
Understanding CLEAR ratings for car insurance
The Canadian Loss Experience Automobile Ratings (CLEAR) system is a way to evaluate how likely certain cars will be involved in a claim and the associated costs with it.
CLEAR is based on historical insurance claims data. It assigns a score on how much claims usually cost based on make and model and how likely a car will be the subject of a claim.
A particular Hyundai may cost more but could have a lower CLEAR rating, which might translate into a lower rate.
How to interpret CLEAR data
Under the CLEAR system, the benchmark score is 100. Therefore, a score of 122 is 22% above average, and 87 is 13% below the average. Lower scores generally translate into lower auto insurance premiums.
Since there are fewer accident claims than ones for car damage, according to the Insurance Bureau of Canada, scores for accident benefits claims are represented by colour only. The chart below outlines the grading system for accident benefits claims.
- Red indicates a result more than 120 (20% above the average)
- Yellow indicates a result between 81 and 120
- Green means the result is less than 81 (19% below the average)
Elantra car insurance cost
The assumptions used here to calculate car insurance costs for the 2023 Elantra Essential 4DR are based on a male driver living in Toronto, Ontario who has basic car insurance and a clean driving record. He also happens to drive 10,000 km per year.
| Age | Annual premium |
|---|---|
| 18 | $3,494 |
| 19 | $3,244 |
| 20 | $2,412 |
| 21 | $1,820 |
| 22 | $1,782 |
| 23 | $1,674 |
| 24 | $1,637 |
| 25 | $1,601 |
| 26 | $1,471 |
| 27 | $1,467 |
| 28 | $1,385 |
| 29 | $1,391 |
| 30 | $1,397 |
| 40 | $968 |
| 50 | $776 |
| 60 | $734 |
The vehicle's make and year can significantly impact your car insurance premium. Newer cars tend to have higher premiums due to their higher replacement and repair costs. Make also matters, as some brands or models are associated with higher accident rates or theft risks, affecting premiums. Safety features in newer cars can lower premiums, while older cars may have higher rates due to a lack of modern safety technology. It's essential to consider these factors when choosing a vehicle, as they can affect your insurance cost. Here's a look at the insurance premium cost of Hyundai Elantra based on the above assumptions and the vehicle make year.
| Vehicle Year | Elantra annual premium |
| 2018 | $3,938 |
| 2019 | $3,558 |
| 2020 | $3,544 |
| 2021 | $3,362 |
| 2022 | $3,450 |
| 2023 | $3,494 |
Hyundai Elantra’s build quality
The Hyundai Elantra was selected as an IIHS Safety Pick in 2023 for both its small car and 4-door sedan (which applies to cars with specific headlights). All crashworthiness elements received a “good” rating whereas headlights (depending on trim or options) received both a “good” and “poor.”
Within its crash avoidance and mitigation systems, the front-crash prevention – vehicle-to-vehicle, and the front-crash prevention – vehicle-to-pedestrian, all received “superior” marks. Seat belts and child restraints received an “acceptable.” Other available safety features included:
- Standard daytime running lights
- Standard blind spot detection
- Standard lane departure warning
- Standard lane departure prevention
Hyundai Elantra’s CLEAR ratings
The CLEAR database contains ratings for 2021 Hyundai Elantra 4DR showed an extremely high rating for two of its benchmark averages.
- Collision: 352 (252% above the benchmark)
- Comprehensive: 144 (44% below the benchmark)
- DCPD: 389 (289% above the benchmark)
- Accident benefits: Yellow (average)
Sonata car insurance cost
The assumptions used here to calculate car insurance costs for the 2023 Sonata Sport 1.6T 4DR are based on a male driver living in Toronto, Ontario who has basic car insurance and a clean driving record. He also happens to drive 10,000 km per year.
| Age | 2023 Sonata Sport 1.6T 4DR annual premium |
|---|---|
| 18 | $3,675 |
| 19 | $3,412 |
| 20 | $2,543 |
| 21 | $1,923 |
| 22 | $1,881 |
| 23 | $1,770 |
| 24 | $1,729 |
| 25 | $1,690 |
| 26 | $1,554 |
| 27 | $1,550 |
| 28 | $1,464 |
| 29 | $1,471 |
| 30 | $1,477 |
| 40 | $1,004 |
| 50 | $806 |
| 60 | $762 |
Newer Sonatas often come with cheaper premiums due to their added safety features. The presence of advanced safety features in newer Sonata models can help reduce insurance costs, while older models may see higher premiums due to the absence of modern safety technology.
| Vehicle Make Year | Sonata annual premium |
|---|---|
| 2018 | $4,207 |
| 2019 | $4,338 |
| 2020 | $3,763 |
| 2021 | $3,769 |
| 2022 | $3,819 |
| 2023 | $3,672 |
Hyundai Sonata’s build quality
The Sonata is an IIHS Top Safety Pick in 2023 for midsize 4-door sedans. It gets good marks for crashworthiness but a “poor” in the category of moderate overlap front: updated test. The Side: updated test was labeled an “acceptable.”
For crash avoidance and mitigation, the Sonata got “superior” grades accept in headlights which got both “good” and “marginal depending” on trim/options. Other safety features that contributed to the Sonata’s high score included:
- Standard daytime running lights
- Standard blind spot detection
- Standard lane departure warning
- Standard lane departure prevention
Hyundai’s Sonata CLEAR ratings
The CLEAR database contains ratings for 2020 Hyundai Sonata 4DR showed an extremely high rating for two of its benchmark averages.
- Collision: 273 (173% above the benchmark)
- Comprehensive: 147 (47% below the benchmark)
- DCPD: NA (NA% above the benchmark)
- Accident benefits: Yellow (average)
Kona car insurance cost
The assumptions used here to calculate car insurance costs for the 2023 Kona Essential 4 DR 2WD are based on a male driver living in Toronto, Ontario who has basic car insurance and a clean driving record. He also happens to drive 10,000 km per year.
| Age | 2023 Kona Essential 4 DR 2WD annual premium |
|---|---|
| 18 | $2,805 |
| 19 | $2,609 |
| 20 | $1,968 |
| 21 | $1,509 |
| 22 | $1,474 |
| 23 | $1,382 |
| 24 | $1,347 |
| 25 | $1,313 |
| 26 | $1,202 |
| 27 | $1,198 |
| 28 | $1,138 |
| 29 | $1,144 |
| 30 | $1,150 |
| 40 | $832 |
| 50 | $668 |
| 60 | $633 |
When it comes to a Hyundai Kona, the year and model can substantially influence your car insurance premium. Newer Kona models may result in lower premiums due to new safety features can potentially reduce your rates. It's essential to weigh these factors when selecting a Hyundai Kona, as they can impact your insurance expenses.
| Vehicle Make year | Kona 2WD annual premium |
|---|---|
| 2018 | $3,028 |
| 2019 | $2,926 |
| 2020 | $3,019 |
| 2021 | $3,059 |
| 2022 | $3,054 |
| 2023 | $2,819 |
Hyundai Kona’s build quality
While not an IIHS Top Safety Pick, the Hyundai Kona gets “good” marks for all its crashworthiness elements, and “superior” marks for its crash avoidance and mitigation. Seat belts and child restraints, unfortunately, get a “marginal” rating. Other available safety features include:
- Standard daytime running lights
- Standard blind spot detection
- Standard lane departure warning
- Standard lane departure prevention
Kona’s CLEAR ratings
The CLEAR database contains ratings for 2021 Hyundai Kona 4DR AWD showed a less than favourable rating in its Comprehensive rating.
- Collision: 119 (19% above the benchmark)
- Comprehensive: 63 (37% below the benchmark)
- DCPD: 122 (22% above the benchmark)
- Accident benefits: Green (below average)
