When are you more likely to be in a collision, during the morning or evening rush hour? In February, April or July? Take the InsuranceHotline.com (Road) Test to find out.

Here is what you need to know if you get into a parking lot collision, including the potential impacts on your car insurance premiums.

Getting a traffic ticket is never a good thing; you will have to pay a fine and may see an increase in your insurance rates. But there are some traffic tickets that are especially important to avoid – they come with hefty fines as well as some of the biggest insurance increases.

Choosing to include optional types of coverage such as collision and comprehensive as part of your car insurance policy comes down to your personal needs.

Insurance companies rate every driver they insure based on a system of determining risk. The risk that each individual driver represents to the insurance company differs based on a variety of factors: experience, driving record, type of car and more. Some drivers are classified as high risk.

What happens when someone uses a different address on their insurance policy than the address where they live?

Auto insurance considerations when you lease a car.

When you’re in a collision, who decides if a car is worth repairing or if it should be written-off?

There are a variety of times when a driver needs to be listed on your auto insurance policy, explains Anne Marie, and one of them is if there are other drivers living in your household.

There are many myths about auto insurance. When it comes to coverage for leased vehicles, there’s one in particular that stands ou.