Many factors play a role in determining the cost of your motorcycle insurance. Your age, your driving record, how often you drive, your rider training, whether or not your have prior motorcycle insurance, where you live, and the type of motorcycle you own can all affect your insurance premium
For motorcycles, you can expect to pay a lower premium if you have at least one year of motorcycle riding experience, or if you have completed a motorcycle riding course. The type, size, and age of your motorcycle or snowmobile will also affect the premium you pay. Usually, the bigger the motorcycle, the higher the premium. Also, some motorcycle insurance companies may not insure certain types of motorcycles such as high-performance/sport models. You may be able to take advantage of special discounts offered by your insurance company to members of motorcycle associations and mature riders. You may also save money by insuring more than one motorcycle under a policy. http://www.InsuranceHotline.com will provide you with the best rate for your needs and profile. Source: Financial Services Commission of Ontario