There are many times throughout your life when, if you don’t already have it, you should think about getting life insurance. Or, if you already have a policy, revisit your life insurance needs, because as circumstances change, so should your life insurance coverage.

Unlike home or car insurance, life insurance is considered optional by most people, but for everyone there is at least one good reason to take out a policy. InsuranceHotline.com’s life insurance buying tips make it clear what the reasons are and why delaying can be a big mistake.

Many people are overwhelmed by the amount of life insurance that is recommended by life insurance calculators...

When you sign your name at the bottom of a life insurance policy, the goal is to protect your family in the event you die of natural cause or disease...

There are many common questions that float around when it comes to life insurance. With all the options and details, it can be overwhelming and perhaps confusing. Life insurance is an important purchase and one that needs to be assessed for individual needs. All of your questions should be answered before you buy any policy in order to truly protect your loved ones...

When it comes to personal insurance, there are three main areas of coverage nearly everyone needs to have. Auto, home, and life insurance are the three cornerstones of individual insurance, and there are a few basic things you should know about each of these major insurance policies so that you can make the right buying decision for your car, home, and family’s protection...

Most people think of life insurance that will only benefit those left behind after the policy owner dies. But there are actually benefits to certain life insurance policies that can act as an investment; a savings account that earns interest and can be used for needs during your lifetime including paying for...

Term life insurance is typically purchased by people who are seeking life insurance coverage for a specific period of time; people who would like life insurance even...

Life insurance can seem complicated on the surface, but once you understand the types of policies and how they work at different stages of life, it becomes easier to understand. Everyone needs life insurance, but to choose the right policy for your needs right now – and for the future – you need to know a little about how the different...

Many people take out a life insurance policy for the purpose of providing for their children should they pass away. Ensuring that your children benefit from your life insurance doesn’t necessarily mean they need to be listed as the beneficiary...