The world of insurance can be a bit complicated and even overwhelming at times. The variety of policies, mandatory coverage, optional coverage, and exclusions can make it seem impossible to understand. Here are some of the most common insurance mistakes that

With September just around the corner and school just about to start, the rituals of preparing our children for being away from home for university or college begin with compiling a checklist of things to do before the school year starts; one item that most of us overlook is insurance. Your main question should be, how will my child be protected while away from home, and what can I do to help?

We all know that Canadian residents require car insurance to operate a motor vehicle. The same goes for motorcycles and though it's not required (by law), you can buy insurance for boats and other watercraft to help cover the costs of collisions and other incidents. In fact, if you have financed the purchase of your boat, the finance company may require that you purchase physical damage coverage.

July 6, 2011, InsuranceHotline.com wants consumers to be aware of insurance issues related to the summer months. Home, auto, travel and even boat insurance are all affected by elements of the summer season. More families are on the road driving to vacation destinations, boating season is in full swing, and global travel is abundant which is why the company is helping educate consumers about their insurance options, price comparisons and what they need to be aware of when it comes combating the summer elements through insurance protection.

When it comes to choosing a new car, there are many factors to consider. Certainly, price is a major determinant, as is the make and model of the vehicle, colour and a host of other criteria as well. However, one thing that many people don't consider is the effect your vehicle choice has on your insurance.

Canadians are lucky to live in a nation where health care is available to all residents; however, when you travel outside your home province you can’t always take that coverage with you. Depending on your province of residence, there are important facts you should know about how and when you are covered when you are travelling, whether for business or pleasure. Purchasing a travel insurance policy is a simple way to eliminate the worry about your potential medical costs while abroad.

Despite how you might feel right now, spring is here and motorcycle season will soon be here. If your bike has been parked in storage, you should make sure that you send your bike in for a spring tune up and safety check. Keeping your bike well maintained not only helps you ride safely; it can also extend the life of your vehicle and improve your riding comfort and enjoyment.

Shopping for insurance is generally not the most fun you can have, but it doesn't have to be difficult either. When it comes to finding the right motorcycle insurance policy in Alberta, there are a few ways you can go about it. Make your search for the right policy to meet your needs a little easier on yourself by focusing on a few main factors and narrowing down the search to the insurance companies and agents who can provide you the best insurance.

As careful as we are, there is the possibility of being involved in an accident while you're driving. While carrying car insurance minimizes the financial risks and responsibilities of the aftermath of an accident, there is a possibility that you and your insurance company could disagree about the benefits you're entitled to in the event that you have to file a claim. What can you do in the case of a dispute with your insurance company? The best scenario is that you and your insurance provider can come to an agreement that works for both of you, but in the case that it isn't possible to resolve the disagreement between both parties, there are other options available to you.

When buying insurance, you can choose to buy from an insurance agent who represents a specific insurance company, or you can choose to purchase your insurance through an independent insurance broker. Often, an independent broker can prove to be the better choice, and it's easy to find the cheapest insurance premiums from a broker in your area online.