The Ontario government is making some changes to auto insurance with the goal of reducing overall rates for drivers by 15% in two years. This means that a lot of efforts ...

Usage based insurance is the latest concept in the auto insurance industry that has the potential to revolutionize the way we pay for and use our auto insurance...

Ontario’s plan to reduce insurance rates by 15% over two years is using a variety of approaches to bring those rates down. Among the biggest issues affecting the cost of insurance in Ontario – and making it among the highest in the nation – is a large problem with insurance fraud. Ontario’s rate reduction plan ...

FSCO's Rate Approval Process Did you know that Ontario auto insurance companies must submit proposed changes to their rates to The Financial Services Commission of Ontario (FSCO) for approval? They must provide the supporting actuarial data. FSCO and its actuaries review this data and insurers’ assumptions regarding claims costs, expenses...

Ontario’s two-year plan to reduce auto insurance rates by 15% across the province involves a number of changes and initiatives that will, working together, slowly create an overall drop in ...

When it finally comes time for your child to go away to college or university, you are going to have to get used to a few changes around the home. There will be a few considerations that you need to take into account and one of them will be insurance. If your child was insured under your...

After the hustle and bustle of wedding planning, to the wedding day, to becoming newlyweds, to making a new home together, insurance concerns sometimes can fall through the cracks. Newlyweds have a lot to consider when it comes to combining their insurance and getting the proper...

When it comes to personal insurance, there are three main areas of coverage nearly everyone needs to have. Auto, home, and life insurance are the three cornerstones of individual insurance, and there are a few basic things you should know about each of these major insurance policies so that you can make the right buying decision for your car, home, and family’s protection...

One of the ways an insurance company works to keep its customers around is to offer perks for keeping your policy in force year after year. There are a number of insurance company loyalty benefits that various companies offer to keep you from moving on to a new company in search of a better rate. Whether or not staying loyal to the same insurance company really does pay off for you depends on a few factors...

Getting the most out of the insurance that everyone has to pay for is simple once it becomes clear how much a policy has to offer. With a few insider tips everyone can get the optional coverage added and make use of the benefits already included in every auto and home insurance policy...