Virtually everyone has had a close call, but occasionally a near-miss turns into a direct hit.

We debunk common myths about auto insurance that can steer drivers in the wrong direction.

Do you live in Ontario and have an unpaid traffic ticket? You must pay any outstanding highway tolls and parking tickets before you can renew your licence plate sticker.

Will your insurance policy cover your personal property during a move? Get the lowdown on what you need to know.

When are you more likely to be in a collision, during the morning or evening rush hour? In February, April or July? Take the InsuranceHotline.com (Road) Test to find out.

Here is what you need to know if you get into a parking lot collision, including the potential impacts on your car insurance premiums.

Getting a traffic ticket is never a good thing; you will have to pay a fine and may see an increase in your insurance rates. But there are some traffic tickets that are especially important to avoid – they come with hefty fines as well as some of the biggest insurance increases.

Choosing to include optional types of coverage such as collision and comprehensive as part of your car insurance policy comes down to your personal needs.

Insurance companies rate every driver they insure based on a system of determining risk. The risk that each individual driver represents to the insurance company differs based on a variety of factors: experience, driving record, type of car and more. Some drivers are classified as high risk.