Ask any driver how much they pay for their Ontario auto insurance and chances are they’ll tell you “too much”. It’s an expense that always seems to inch its way higher. But can you expect more of the same? Probably, if the last couple of years are any indication.

Any car lover knows there’s a big difference between a car that’s getting old and a car that’s become a classic. Car insurance companies know the difference too and insuring a classic, antique, or collector car is a very different matter from insuring a car that simply has a number of years, and kilometres, on it.