It's no secret that most of us would like a few extra dollars in our pocket. In order to achieve that, we look to budgeting our money, shopping around to compare prices and avoid overspending where we don't have to overspend. At InsuranceHotline.com, we strive to help you save money on your car insurance and be your expert on all things insurance. Since car insurance is mandatory for all...

After the initial shock of a car accident wears off, thoughts turn quickly to handling the damage. Part of that process is reporting the accident to the insurance companies, who will determine fault in the accident. How fault is determined is a matter of confusion for some people, but InsuranceHotline.com explains the rules by which insurance companies must abide...

When it comes to determining fault in a car accident, some accidents are complex while others are relatively cut and dried. Some of the most common accident scenarios almost always result in the same fault determination, based on the fault determination rules either of the province or of the insurance company. Here are a few examples of common accident scenarios and how fault is determined in each...

The graduated licensing system in Ontario is designed to help drivers to ease into becoming fully licensed driver and ensure they get enough practice time in behind the wheel. The G1 license is the first stage of the system, and drivers holding this class of license must abide by a few restrictions while continuing the learning process. Understanding these restrictions...

Summer is almost here! If you’re planning to hit the road with your family for a road trip adventure, planning ahead can ensure smooth travels. Although you can’t predict everything, you can prepare as much as possible to ensure that a minor mishap on the road doesn’t become a major problem...

Getting the most out of the insurance that everyone has to pay for is simple once it becomes clear how much a policy has to offer. With a few insider tips everyone can get the optional coverage added and make use of the benefits already included in every auto and home insurance policy...

Most people think of life insurance that will only benefit those left behind after the policy owner dies. But there are actually benefits to certain life insurance policies that can act as an investment; a savings account that earns interest and can be used for needs during your lifetime including paying for...

Spring is here and with the warm weather approaching, it's important to be remember the rules of roads to avoid getting a traffic ticket. The most tickets are issued in June, July and August, as many drivers are more comfortable on summer roads and police officers are highly monitoring the roads. If you obtain a traffic...

With spring in the air buying a new home might be on your agenda. If you’re in the market for a house, there are a lot of things to consider when checking out listings. Buyers need to think about more than just square footage, price, and lot size; before you make an offer, make sure...