With the government promising that Ontario drivers are going to see auto insurance rates start to go down, the question many drivers have is that of when it will happen...

Ontario’s plan to reduce rates by 15% over two year is meant to be an overall rate reduction that affects all of Ontario’s drivers. As with most rate changes, however, there will be...

FSCO's Rate Approval Process Did you know that Ontario auto insurance companies must submit proposed changes to their rates to The Financial Services Commission of Ontario (FSCO) for approval? They must provide the supporting actuarial data. FSCO and its actuaries review this data and insurers’ assumptions regarding claims costs, expenses...

Ontario drivers should soon be seeing a reduction in their auto insurance rates thanks to a plan the government has put into motion to bring rates down by 15%. The two-year plan is set to implement changes that will see an average of 8% reduction by...

Loyalty is an important backbone of any relationship, but it’s not always one you want to have when it comes to your car insurance. Stay loyal to the one you love, but not necessarily to your car insurance company; there may be a better deal out there for you...

Auto theft affects everyone; from the victims and unsuspected buyers of stolen cars to the insurance companies, taxpayers and more. Stolen cars typically end up in chop shops; containers at ports in Canada or overseas; other crime scenes...

Back to school is here and kids are commuting across all Toronto roads. We at InsuranceHotline.com are notifying Toronto drivers that the Toronto Police Service is launching their yearly back to school road safety campaign called 'Back to School - Back to Basics...

Distracted driving is placed into three different categories: visual, cognitive and manual. Visual means that it is a task which makes you look somewhere else instead of keeping your eyes on the road ahead. Cognitive means that it takes your mind off driving and forces you to focus on...

As part of the learning process, G1 drivers may sometimes find themselves involved in an accident. While a new driver’s inexperience may be a contributing factor in an accident, they are not always...

Selling your car can be a frustrating process, but in the end you will likely make more money back on it than you would if you traded it in. Thanks to the internet it’s become easier than ever to sell your car; with the right sites and the right tools you can get the information your vehicle out to more people more quickly than ever before...