A car is a major purchase and a big investment, so taking the time to consider your options and shop around is vital to ensuring you won’t make a decision you regret. Following a few tips cannot only help you find a good, reliable car but also save money on both the purchase and on your insurance. Buying a car has two phases: preparing, and shopping...

It's no secret that most of us would like a few extra dollars in our pocket. In order to achieve that, we look to budgeting our money, shopping around to compare prices and avoid overspending where we don't have to overspend. At InsuranceHotline.com, we strive to help you save money on your car insurance and be your expert on all things insurance. Since car insurance is mandatory for all...

After the initial shock of a car accident wears off, thoughts turn quickly to handling the damage. Part of that process is reporting the accident to the insurance companies, who will determine fault in the accident. How fault is determined is a matter of confusion for some people, but InsuranceHotline.com explains the rules by which insurance companies must abide...

When it comes to determining fault in a car accident, some accidents are complex while others are relatively cut and dried. Some of the most common accident scenarios almost always result in the same fault determination, based on the fault determination rules either of the province or of the insurance company. Here are a few examples of common accident scenarios and how fault is determined in each...

The graduated licensing system in Ontario is designed to help drivers to ease into becoming fully licensed driver and ensure they get enough practice time in behind the wheel. The G1 license is the first stage of the system, and drivers holding this class of license must abide by a few restrictions while continuing the learning process. Understanding these restrictions...

Summer is almost here! If you’re planning to hit the road with your family for a road trip adventure, planning ahead can ensure smooth travels. Although you can’t predict everything, you can prepare as much as possible to ensure that a minor mishap on the road doesn’t become a major problem...

Spring is here and with the warm weather approaching, it's important to be remember the rules of roads to avoid getting a traffic ticket. The most tickets are issued in June, July and August, as many drivers are more comfortable on summer roads and police officers are highly monitoring the roads. If you obtain a traffic...

While there are some coverages on your car insurance that you’re required by law to carry, most car insurance companies offer a long list of additional, optional coverages that you can pick and choose from to make up the policy that is right for you. Selecting these coverage options without...

Most people make an effort to make certain they are getting a good deal on the right car insurance policy; after all, it’s an expensive but necessary part of driving. But even those who are conscientious about it can make costly mistakes; and if you aren’t putting much thought into your insurance policy...

Everyone likes to think they are a good driver, but most of us have a bad habit or two that puts us at a higher risk for a ticket or for an accident. Getting rid of bad habits behind the wheel not only makes Canada’s roads safer for everyone, but it can help make sure your insurance rates stay lower...